some friends of mine were working on an iteration of Dominic Barter's Money Pile that's a lot like one version of what that phrase could mean
you have a conversation with people, you talk about the resources you have and the needs you have, including both financial stuff and resources/needs that can't be solved in those ways
and you try to figure out how to solve peoples' needs
using the resources you have
it also kinda solves the "money is way too fungible" thing
and the "am I allowed to buy a nice thing to make my life better?" thing
since people have weird blocks around actually solving their own problems with their own names